Sat ur day...

on Saturday evening my plan was to video call to my friends but actually my parents took me to my grandmother house to meet them. so, I couldn’t call my friends. I spent both Saturday and Sunday in my grandmother house actually I had a very good time there.

 

All my weeks days went same. Monday to Friday morning I use to read News paper,and read interesting story books. In  Evening time after having my snakes I used go to play by 6:30 and return by 8:00.This my daily routine as it’s my holidays after my 12^th std.so, now I am stress free. Now I am enjoying my holidays were much.

Illuppaikudi Viravar Thala Purana Vasanam

Affidavit for Name (Also Known As)

(ON 100 RS STAMP PAPER)



                                                     AFFIDAVIT


                                         


I _________________________ alias _________________________ Son of _________________________aged about _____ years residing at _______________________________________________________ do hereby solemnly affirm & declare as follows:-



That I am citizen of India and my nationality is Indian by birth.



That my name is _________________________ alias _________________________ Son of _________________________ which is mentioned in Government & semi Government & my date of Birth is __________________.



That I am also known as _________________________ alias _________________________ Son of _________________________ amongst the friends and relatives and also same is mentioned in some documents. That my name, _________________________ alias _________________________ is the same person.



What is stated above is true and correct to the best of my knowledge and behalf and I solemnly affirm the same to be true.



Solemnly affirmed at today ___ th May 2013



Place:- ______________________.

Date:- DD / MM /CCYY



*

Deponent,



BEFORE ME



WITNESS: ATTESTED

Chettinadu Cattering in Chennai

1. Mrs. Revathy Shanmugam AVL, Telephone: 044-24341543/24363081 & 9841589071

(Great Tamil Poet Kannadasan Daughter, Specialist in Chettinadu Cusine & Cookery Book Author of Side Dish Varieties, Achi Vegetarian Items,  Achi Non Vegetarian Items, Healthy Cooking, Spicy Cooking, Variety Rice, District Cooking, Sweets, 30 Days 30 Tastes)

2. Karaikudi Annalakshmi, No 5, Pillaiyar Koil I Street, Sholinganallur, Chennai 600119. Cell: +91-9442623056 (Free Door Delivery)

3. Muthuraman AVL Cell: +91-9841245819

Known Consumer Good Service Person

Electrician:


AC Mechanic:

Plumber:

ATM Money Debited from your Account but Cash Not Dispensed/Received?

In every bank’s ATM Centre, a notice board explaining this along with contact numbers of the help desk/contact person is expected to be put up. Inform the Concern Authorities Via Email / Phone Call.

Usually the money gets credited back in 24-72 hours

If not Lodge a complaint at the branch where you have the account linked with the ATM card (Refer your Name, Account No, Debit/Credit Card No, ATM Centre, Address & Mobile Number) and note down the Complaint Number or get the acknowledgement Copy. This process is applicable even if the transaction was carried out at another Banks ATM .

The bank is mandated to resolve it within seven days of receiving the complaint. If the bank fails to recredit the account within seven days, the customer is entitled to a compensation of Rs.100 a day from the bank.


After 7 or 12 Days:

1. Follow-up with Branch Officials
2. Escalate to Bank Grievance System / Bank Nodal Officers
3. Approach the Banking Ombudsman
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=164
https://secweb.rbi.org.in/BO/precompltindex.htm

FYI: The number of notes put in the ATM and the amount dispensed is tallied at the end of the day with each ATM (Inquiry the Error Log on Cash Management Process). Normally, it’s one odd case (of people not getting money out of ATM) and if a claim comes and the amount is the same as the difference noticed in the tally report, then it is given to the customer.”

There are cameras in many ATMs and it can be easily established whether the cash is dispensed or not. All our ATMs have a telephone which you can just pick up and you are connected to the call Centre. You can inform the call Centre or the branch, whichever is convenient.

Capital Gains Tax

Under the Income Tax Act, 1961, gains, if any, arising from  sales of the land would be taxable.

STCG - Short Term Capital Gains - Property held for less than 36 months
The STCG woule be tax rates as applicable to other normal income for the concerned Financial Year.

LTCG - Long Term Capital Gains - Property held for more than 36 months
The exemption under section 54/54F of the Act could be availed by individual only in respect of LGCG.

Incase of inheritance, the period of holding is counted from the date of purchase of the property by the previous owner (Father/Mother/Husband/etc).


LTCG = Net Sales Proceeds - Indexed Cost of Acquisition
LTCG shall be taxed at the rate of 20.6% (including education cess).

Cost of Acquisition = Purchase Cost + Property improvement Costs(Alterations) + Stamp Duty + Registraion Fees +  Brokerage + Legal Expensess + etc.

On the other hand, payment of interest on the bank loan availed for purchase of  property being an ongoing recurring expensess. it will not be considered as part of purchase cost.

Claiming Exemption:
Provisions under the Income Tax Act 1961 for claming exemption from tax in respect of LTCGs from Sale of land is seprate from the sale of residential property house. (i.e.,) Calcuation Methodology

Though in both the cases exemption from tax in respect of LTCG can be claimed by investing the proceeds or capital gains, as the case may be, in a new residential house.

LTCGs from Sale of Land:
Where the cost of new house exceeds the net sale proceeds, entire LTCG should be exempt from tax.
However, where the cost of new house is lower than the net sale proceeds, LTCG is exempt from tax in proportion of cost of new house to the net sale proceeds.

However, the exemption under Section 54F of the Act Could be availed subject to fulfilment of prescribed conditions.
(i) You should not own more than one house (other than new house), on date of sale.
(ii) Further you should not purchase or constuct any residential house (other than the new house) within a period 1 Year to 3 Years, respectively after the date of sale.
(iii) Alternatively, you may consider claiming exemption from tax under Section 54EC of the Act by investing the sale proceeds in specified bonds issued by National Highways Authorities of India or Rural Electricification Corporation Ltd within Six months from the Sale date upto cap of Rs.50Lakh duing any Financial Year.

LTCGs from Sale of Residential Property:
Under Section 54 of the Act, you could Claim LTCGs arising from transfer of residential flat as exempt from tax by investing in new residential house.

The exemption is caped to lower of the amount invested in the new house or Capital gains arising from the transfer fo the old house.

Alternatively you could invest the sale proceeds during the Financial Year in specified Bonds and claimed deduction under Section 54EC of the Act.

Marriage Arrangements @ Devakkottai

Computer & OffsetPrinters:
Sri Gopalakrishna, Dasaratha Vijayam Shopping Complex, #34, Thiyagigal Road, Devakottai 630302. Phone: 04561-272713

Wedding Cards & Covers:
Olympic Cards Ltd, Chennai 600001. www.oclwed.com

Gift Plastic Articles:
Indian Store, #21, Kasi Chetty Street, Chennai 600001. Phone: 044-23450617 / 8 / 9
Indian Store, Unity Complex, #39, Narayana Mudali Street, Chennai 600001.

Silk Sarees:
Kancheepuram Murugan Silk Weavers Co-operative Production & Sales Society, 350, Pantheon Salai, Egmore, Chennai 600008. Tel: 044-27222101 / 044-27225711

Kancheepuram Kamakshiamman Silk Handloom Weavers Co-Operative Production & Sales Society Ltd, 350, Pantheon Salai, Egmore, Chennai 600008. Tel: 044-28192851

The Kancheepuram Thiruvalluvar Silk Co-op Society Ltd, 350, Pantheon Salai, Egmore, Chennai 600008. Tel: 044-28194115 / 044-28190144

Sarees & Chudidhar:
Shree Krishna Collections, #39, Godown Street, Chennai 600001

Fashion World, #37, Godown Street, Chennai 600001

Jai Fashions, New 99/Old #37, Godown Street, Chennai 600001

Blouse Matterials:
RmKv Fabrics Pvt Ltd

Inner Garments:
Rajputna Trading & Co, 36, Godown Street, Chennai 600001. Phone: 044-25390569

Photo & Video Grapher:
Sarathi Studio (Official Photgrapher for SSA College), #524, Thiruppathur Road, Opp: Bharath Petrol Bunk, Devakottai 630302. Mobile: +91-9489417995 / +91-9486751980 / +91-9865766138 / +91-9842538311

Car & Auto Rental:
MaruthaKasi, Devakottai 630302. Phone:04561-273284

Drinking Water Can Supplies: VR Suyamprakasam, Kannathal Travels, Devakottai 630302. Mobile: +91-9488006297

Flowers: P Ramalingam, Kallukatti North, Karaikudi 630001. Mobile: +91-9443330799 / +91-9443730794

Biscuits:
Sollisvarar & Co, Karaikudi 630001

Tent Decorator:
Guru Panchanatham, Devakottai 630302

Rice Mill:
Seetha Rice / PL Murugasen & Co, #10, Arunachala Poigai East, Devakottai 630302. Phone: 04561-272388 / 272670

Nuts:Mani Traders, #380, Rangai Gowder Street, Coimbatore 64100. Phone: +91-9843012474 / 2391391 / 2398751

Spices & Masala
Shree Singhi Spices, #15, Strotten Muthiah Street, Sowcarpet, Chennai 600079. Phone: 044-25369851 / 044-25387192

Carry Bag:
Sriram Bags Company, No 9, 3rd Street, Lazar Nagar, Avadi, Chennai 600071. www.srirambags.com

Ice Cream:

Marriage Registration Document Writter:
RM. Kathiresan, No: 1, Subramaniyapuram New Street, Devakottai 630302. Phone: 04561-272690 / +919842449149

Simple Investment Principle

1. Take pure "Term Insurance Plan" to fulfill your insurance needs. 
2. Don’t mix your investment and Insurance portfolios. (i.e.) ULIP or Mutual Fund with Group Insurance
3.  

Sample: Out of Office / Vacation Notice

Hi,

I will be on leave on <+Day>, <+Date>.
I will be on vacation from <+Day>, <+Date> to <+Day>, <+Date>.
Office is closed owing to <+Holiday Name> on <+Date>.
 
For any <+Project> queries kindly contact <+Colleaguge Name> and copying me in all emails. Any other production/urgent issues please sent an email to <+Group Email ID>.

For non-urgent queries or issues, I will respond to your emails on my return to office on <+Day>, <+Date>.

Please call me on my mobile +91-<> if you have any emergency issues/queries.


Thanks & Regards
<+Your Name>

Shopping

Toys, Birthday & Marriage Gifts at Wholesale Price ( 30 to 55% Discount on Market Price)
FYI: Accept the excess Purchase/Returns

RK Novelties, #15-8-513/G/6, Aziz Plaza (Ground Floor), Feel Khana, Hyderabad

-------------------------------------------------------------------------------------------------

Friendship

MGR well said "Tell me who your friends are, and I will tell you who you are!"

Friends are my family I choose myself. My friends never walk in front of me because they know I may not follow, never walk behind me because they know I may not lead. They walk besides me and took along with them. Thank you for accepting me as friend and more over accepted me just the way I am. Thankyou Dear for your true Friendship now and always. Happy Friendship Day!

Income Tax Return efilling

Question 1: If you get the error as “Please select Proper XML file for processing”. Then you have to add the Income tax website into your trusted sites list.

Answer 1: For this open the Internet explorer -> Select the Tools tab -> Click Internet Options -> Choose Security tab -> click the Trusted Sites -> add the website https://incometaxindiaefilling.gov.in. Now try to upload the same XML file.

Question 2: Individual has loss from ONE house property. Can we submit ITR-1 or ITR-2 for AY 2010-11 / AY2011-12?

Answer 2: ITR-1 is having the provision to enter the details in the column “Income from one house property”. Here you have to enter the House property loss amount with negative sign (-). So ITR-1 is good to submit the same.

Case 1: Entering Values more than -1,50,000 say -1,70,000
When you press the Calculate Tax button it will ask “If the Property is Occupied by you (Self occupied) /then the maximum you can claim is Rs-1,50,000. Is your property Self Occupied?”
If you Rented out the property then you have to choose the “No” button, in turn it will accept your entered values, for self occupied property you have to choose “Yes” button, in turn it will reset the value to Rs-1,50,000 as per the IT norms.

Case 2: Entering values less than -1,50,000
When you press the Calculate Tax button it will accept your values.

Rent Deed / Lease Agreement

Rent Deed (Lease Agreement)

This Deed of lease executed at Chennai this DDst Month Year between Mr/Ms____________
w/o ________________________ flat owner, residing at Mr/Ms__________________ , herein after called the “LESSORS” and Mr/Ms __________________________________ _________________________________ __________herein after called the “LESSEE”.

The LESSORS hereby leases unto the Lessee for residential purpose the flat Address________ _________________________________________________________________________, to hold the same to the LESSEE with effect from DDst Month Year to DDst Month Year paying there a sum of Rs.##,###/= (Rupees _________________Only) per month towards monthly rent for the accommodation.

That the above rent includes house-tax and all other taxes payable to City Name Corporation or any other authority payable by the LESSOR.

The LESSEE agrees and covenants with the LESSOR as follows:

1. During the term of the lease pay the said monthly rent is to be paid on or before 05th of every month regularly.

2. The LESSE had deposited a sum of Rs.##,###/= (Rupees ___________________ Only) as advance deposit. This will be refunded without any interest to the Lessee on the expiry of this deed or vacation of the premises which ever occurs earlier.

3. That at the time of occupation, the LESSEE shall see that all sanitary, electrical and other fittings and fixtures are in perfect order and shall be responsible to restore them in the same conditions in which they have been take over, natural wear and tear expected.

4. That the LESSEE shall not make any structural additions or alternations. LESSEE will maintain the premises neat and tidy and handover the LESSOR when vacated in the same good condition as it is now. No extra Nails/Clamps should be driven on the walls/doors/windows/ventilators/etc without the written permission form the LESSOR.

5. That the LESSEE shall be liable to pay for the breakage, damage to the sanitary, electrical and other fittings and fixtures during the lease period. If any damage caused during the lease period is not borne, then the same amount will be recovered from the advance paid by the LESSEE at the time of vacation.

6. The LESSEE shall pay all the charges for water (CMWSB) and electricity (TNEB) consumed to the concerned authorities.

7. The flat maintenance charges etc., if any, will be borne by the LESSEE including any extra cost for water supply etc.

8. That the LESSEE shall not sublet the premises in whole or any part and at the time of vacating the premises will hand over vacant possession of the premises to the LESSOR or his authorized agent.

9. That the LESSEE shall allow the LESSOR or his authorized agent to enter the said premises at reasonable hours and after reasonable notice as and when necessary for inspection, repairs etc.

10. That during the currency of this Lease Agreement, the LESSEE shall have the right to vacate the premises by giving two month written notice. Similarly the LESSOR will have to inform two months in advance to the LESSOR for vacating the flat.

11. That the lease is for a period of 11(Eleven) months commencing from DDst Month Year. The LESSOR had the option to renew the lease for a further period of 11(Eleven) months with ##% increase in Rent, on the same terms and conditions as are contained herein. The LESSEE shall give vacant possession of the premises to the LESSOR in good tenantable condition after the expiry of the lease period (DDst Month Year) or, as the case may be, the extension thereof.

12. That all structural repairs will have to be done the LESSOR at his own cost.

In Witness whereof, the parties have set and subscribed their hand in the presence of the witness mentioned herein below:


Signed by the above named LESSEE ~~~~~~~~~~~~~~~Signed by the above named LESSOR

Witness 1:


Witness 2:

Affidavit TCS Format

Step 1: Buy 20 Rupee Stamp Paper
Step 2: Fill the given below form and Print out
Step 3: Get it Sign by Notary

AFFIDAVIT OF Employee NameI, Employee Name, Son of Father Name, Hindu, aged about __ years, residing at Full Address do here by solemnly affirm and sincerely state as follows:

I state that there is no criminal case registered against me at any point of time and no such case has been pending against me anywhere in India or elsewhere. Similarly I have not been convicted for any criminal offence at any point of time.

What are stated above is true and correct and I have not suppressed any material fact.

Solemnly affirmed at City Name, }
On this the __th day of Month Year }
And signed his name in presence }~~~~~~~~~~~~~~~~~~~~~~~~~ Signature of the Deponent



$$$$$ Notary - Red colour stamp & Signature $$$$$
@@@ Lawyer - Green colour stamp & Signature @@@

HRA Tax Benefit Calculator

Known Doctors List

General Physician:


1. Dr. R. Boominathan, Sri Balamurugan Nursing Home, #39/19, Silambani Agraharam, Devakottai – 630302. Tel: +91-4561-272439



2. Dr. S. Revathi MBBS, Apollo Family Clinic, New No: 15/2, Old 24/2, Arunachalam Road, Saligramam, Chennai 600093. Telphone: +91-44-42061043



3. Dr. K. Rajagopal, 12-2-823/A-19, Santhosh Nagar Colony ( Opp: St Ann’s Women’s College), Mehdipatnam, Hyderabad – 500028. Tel: +91-40-23512760



Cardiologist:

1. Dr. Vaidyanathan, Opp: GRT School Play Ground, Postal Colony, West Mambalam, Chennai 600093. Telphone: +91-44-24892690 /23711943 Mob: +91-98410360453



Dentist:

1. Dr. Kota Nataraj, Lakshmi Dental Clinic, #6-3-597/1, Venkatramana Colony (Junction), (Behind Banjara Hills Care Hospital), Khairatabad, Hyderbad -500004. Tel: +91-40-23370033 / +91-9848491207



Dermatologist:

1. Dr .P Usha, 57/3RT, Opp: Andhra Bank, Vijaynagar Colony, Hyderabad - 500028. Tel: +91-9396491466 / +91-9392437041



2. Dr. K. UdayaKiran, 12-2823/A/169, Mehdipatnam Main Road, (Besides Chandana Brother’s – Pillar No: 19), Hyderabad 500028. Tel: +91-40-23514888 / +91-9885373616. http://www.drkiranmedilabs.com/ Email: kirankoduri@yahoo.com



3. Dr. J Bhaskaran, Savithri Clinic, 189/8, SV Lingam Road, KK Nagar, Chennai 600078. Tel: +91-44-24810555 Email: bhaskaran_jayaraman@yahoo.co.in





ENT Specialist:

1. Dr. K. KrishnaKumar, HOD, Department of ENT, Global Hospital & Health City, Chennai eMail: drkumark@yahoo.com http://www.drkrishnakumar.com/ Clinic 6:30-8:30 Mon-Sat: 63/4, Dev Apartments, Ist Main Road, Opp Adyar Bakery, Gandhi Nagar, Adayar, Chennai 60020. Tel: +91-44-42114073



2. Dr. V. Nanda Kumar, Axon Medical Centre, IInd Floor, Above Hotel Shanbag, Panjagutta X Roads, Hyderbad 500002. Tel: +91-40-23401926 (11:30AM to 01:30PM)

12-2-790/3/3, Ayodyanagar, Mehdipatnam, Hyderabad – 500028. Tel: +91-40-23390342 (06:00 to 08:30PM)



3. Dr. V. Sivakumar, Sugam Clinic, #15, Vattanam Road (Near: Mosque), Devakottai – 630302. Tel: +91-4561-273659



Pediatrician / Child Specialist:

1. Dr. V. Arjun, Apoorva Hospital, 46/A, Santhosh Nagar Colony, (Near: St Ann’s Women’s College), Mehdipatnam, Hyderabad – 500028. Tel: +91-40-65503232



2. Dr. P. Ramkumar, 2, Dharan Singh Colony, Vadapalani, Chennai 600026. Tel: +91-44-23622068



3. Dr. Banu, Sathalaya Hospital, 27, Pushpa Nagar 1st Street, (Opp: Loyola College), Nungambakkam, Chennai 600034. Tel: +91-44-28171599 / 28170131Gynecologist:1. Dr Gita Arjun #4, Second Street, Dr R. K. Salai, Mylapore, Chennai 600 004. Tel: +91-44- 28473996/ 4342 / 4475 (Back Side of President Hotel)



Gastroenterologist:

1. Dr . Vidya Sagar Abbagani, MD, DM, Professor of Gastroenterology, Gandhi Hospital, #4, 1st Floor, Amsri Classic, Opp: St Marry's Church, SD Road, Secunderabad - 500003. Tel: +91-40-27716608 / +91-9246538511 / +91-9848969442



Gynaecologist:

1. Dr. L Abrahamm 14, Kodambakkam High Road, Nungambakkam, Chennai 600034. Tel: +91-44-28279995 (Opp to Palmgrove Hotel)



2. Dr. Evita Fernandez, Fernandez Hospital Pvt Ltd, (Behind Koti BigBazzar) Bogulkunta, Hyderabad – 500001. Tel: +91-40-24756997 http://www.fernandezhospital.com/ E-mail: info@fernandezhospital.com



3. Dr. Lakshmi Devarajan, Billroth Hospital, 45, Lakshmi Talkies Road, Shenoy Nagar, Chennai 600030. Tel: +91-44-26641777



4. Dr. Latha, Sundaram Medical Foundation, 9C Neelankarai Village, 42, Shanthi Colony, Anna Nagar West, Chennai 600040. Tel: +91-44-26268844 / 8719



5. Dr V Jamuna, 1, Second Street, Appa Rao Colony, Tambaram Sanitorium, Chennai 600047. Tel: +91-44-22363426 / 8423





Orthopedic:

1. Dr.CT. Alagappan, New 16, Bhimanna Mudali Garden, Opp: Abhiramapuram Police Station, Chennai - 600018. Tel: +91-44-24995577 / Mob: +91-9551659955



2.Dr.G Srinath B.A, M.S, Kottakkal Arya Vaidyasala, Seven Hills, 1-1-39, Sarojini Devi Road, Besides Taj Tristar Hotel, Secunderabad 500003. Tel: +91-40-27722226 (10:00 to 1:00AM & 03:30 to 07:30PM, Sunday Holiday)



Diagnostic Centre:

1. Swami Vivekananda Diagnostic Centre, DG Vaishnav College, Arumbakkam, Chennai 600106. Tel: +91-44-24757521 / 2704

Nattukottai Nagarathar Sangam

Sri Kasi Nattukkotai Nagara Satram
Golowila, Tanga Stand
Behind Sushil Cinema
VARANASI - 221001
Uttarapradesh
Tel: 0542-2451804

Service Offered: Boarding, Lodging, Daily Sight Seeing Arrangements & Kasi Vishwanathar Darshan Arrangements (03:00 A.M, 11:30AM & 09:00PM IST)
-------------------------------------------------------------------------------------------------
Nattukottai Nagara Satram
149, Mori Daraganji PO
ALLHABAD - 211006
Uttarapradesh
Tel: 0532-2501275
-------------------------------------------------------------------------------------------------
Nattkot Sri Ram Mandir
Baboo Baazar
AYODHYA
FAIZABAD - 224123
Uttarapradesh
Tel: 05278-232703
-------------------------------------------------------------------------------------------------
Nattukkotai Nagara Satram
No 171, Chand Chowra
GAYA - 823001
Bihar
Tel: 0631-2226480
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Nagaratthar House
34, Ezra Street
KOLKATTA - 700001
West Bengal
Tel: 033-22350052
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Kartik Swami Mandir
Shani Chowk, Panchavati
NASIK - 422003
Maharshtra
Tel: 0253-2620878
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Rangoon Nagra Viduthi
88, Coral Merchant Street
Mannady
Chennai - 600001
Tamilnadu
Tel: 044-25268155
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The History of Indian Flag

The flag that was first hoisted on August 7, 1906,at the Parsee Bagan Square in Calcutta .







Called the 'Saptarishi Flag', this was hoisted in Stuttgart at the International Socialist Congress held on August 22, 1907.







Associated with the names of Dr. Annie Besant and Lokmanya Tilak, this flag was hoisted at the Congress session in Calcutta during the 'Home Rule Movement'.







In the Year 1921, a young man fro Andhra presented this flag to Gandhiji for approval. It was only after Gandhiji's suggestion that the white strip andthe charkha were added.






This flag was suggested during the All India Congress Committee session in 1931. However, the Committee's suggestion was not approved.







On August 6, 1931, the Indian National Congress formally adopted this flag, which was first hoisted on August 31.

Our National Flag, which was born on July 22, 1947, with Nehruji's words, "Now I present to you not only the Resolution, but the Flag itself". This flag was first hoisted at the Council House on August 15, 1947.

The man who designed Tiranga versatile genius Lt. Shri Pingali Venkayya. Lt .Shri Pingali VenkayyaIndia 's flag is a tricolor standard, with bands of saffron, white, and dark green. The saffron represents courage, sacrifice, patriotism, and renunciation. It is also the colour of the Hindu people. The green stands for faith, fertility and the land; it is the colour of the Islam religion. The white is in the centre, symbolizing the hope for unity and peace. In the centre of the white band (representing Christianity) is a blue wheel with 24 spokes. This is the Ashoka Chakra (or "Wheel of Law"). The Chakra represents the continuing progress of the nation and the importance of justice in life. It also appears on the Sarnath Lion Capital of Ashoka " .

Know Ur Value....!

A well-known speaker started off his seminar by holding up a Rupee 500 note.

In the room of 200, he asked, "Who would like this Rupee 500 note?"

Hands started going up. He said, "I am going to give this note to one of you
but first let me do this." He proceeded to crumple the note up.
He then asked, "Who still wants it?"

Still the hands were up in the air.
"Well," he replied, "What if I do this?" And he dropped it on the ground and
started to grind it into the floor with his shoe. He picked it up, now all
crumpled and dirty. "Now who still wants it?"
Still the hands went into the air.

"My friends, you have all learned a very valuable lesson.
No matter what I did to the money, you still wanted it because it did not
decrease in value. It was still worth Rupee 500/-.

Many times in our lives, we are dropped, crumpled, and ground into the dirt
by the decisions we make and the circumstances that come our way. We feel as
though we are worthless.
But no matter what has happened or what will happen, you will never lose
your value.

You are special. Don't ever forget it! Never let yesterday's disappointments overshadow tomorrow's dreams.

"VALUE HAS A VALUE ONLY IF ITS VALUE IS VALUED"