(ON 100 RS STAMP PAPER)
AFFIDAVIT
I _________________________ alias _________________________ Son of _________________________aged about _____ years residing at _______________________________________________________ do hereby solemnly affirm & declare as follows:-
That I am citizen of India and my nationality is Indian by birth.
That my name is _________________________ alias _________________________ Son of _________________________ which is mentioned in Government & semi Government & my date of Birth is __________________.
That I am also known as _________________________ alias _________________________ Son of _________________________ amongst the friends and relatives and also same is mentioned in some documents. That my name, _________________________ alias _________________________ is the same person.
What is stated above is true and correct to the best of my knowledge and behalf and I solemnly affirm the same to be true.
Solemnly affirmed at today ___ th May 2013
Place:- ______________________.
Date:- DD / MM /CCYY
*
Deponent,
BEFORE ME
WITNESS: ATTESTED
Tuesday, July 23, 2013
Wednesday, March 13, 2013
Chettinadu Cattering in Chennai
1. Mrs. Revathy Shanmugam AVL, Telephone: 044-24341543/24363081 & 9841589071
(Great Tamil Poet Kannadasan Daughter, Specialist in Chettinadu Cusine & Cookery Book Author of Side Dish Varieties, Achi Vegetarian Items, Achi Non Vegetarian Items, Healthy Cooking, Spicy Cooking, Variety Rice, District Cooking, Sweets, 30 Days 30 Tastes)
2. Karaikudi Annalakshmi, No 5, Pillaiyar Koil I Street, Sholinganallur, Chennai 600119. Cell: +91-9442623056 (Free Door Delivery)
3. Muthuraman AVL Cell: +91-9841245819
(Great Tamil Poet Kannadasan Daughter, Specialist in Chettinadu Cusine & Cookery Book Author of Side Dish Varieties, Achi Vegetarian Items, Achi Non Vegetarian Items, Healthy Cooking, Spicy Cooking, Variety Rice, District Cooking, Sweets, 30 Days 30 Tastes)
2. Karaikudi Annalakshmi, No 5, Pillaiyar Koil I Street, Sholinganallur, Chennai 600119. Cell: +91-9442623056 (Free Door Delivery)
3. Muthuraman AVL Cell: +91-9841245819
Tuesday, February 19, 2013
ATM Money Debited from your Account but Cash Not Dispensed/Received?
In every bank’s ATM Centre, a notice board explaining this along with contact numbers of the help desk/contact person is expected to be put up. Inform the Concern Authorities Via Email / Phone Call.
Usually the money gets credited back in 24-72 hours
If not Lodge a complaint at the branch where you have the account linked with the ATM card (Refer your Name, Account No, Debit/Credit Card No, ATM Centre, Address & Mobile Number) and note down the Complaint Number or get the acknowledgement Copy. This process is applicable even if the transaction was carried out at another Banks ATM .
The bank is mandated to resolve it within seven days of receiving the complaint. If the bank fails to recredit the account within seven days, the customer is entitled to a compensation of Rs.100 a day from the bank.
After 7 or 12 Days:
1. Follow-up with Branch Officials
2. Escalate to Bank Grievance System / Bank Nodal Officers
3. Approach the Banking Ombudsman
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=164
https://secweb.rbi.org.in/BO/precompltindex.htm
FYI: The number of notes put in the ATM and the amount dispensed is tallied at the end of the day with each ATM (Inquiry the Error Log on Cash Management Process). Normally, it’s one odd case (of people not getting money out of ATM) and if a claim comes and the amount is the same as the difference noticed in the tally report, then it is given to the customer.”
There are cameras in many ATMs and it can be easily established whether the cash is dispensed or not. All our ATMs have a telephone which you can just pick up and you are connected to the call Centre. You can inform the call Centre or the branch, whichever is convenient.
Sunday, December 4, 2011
Capital Gains Tax
Under the Income Tax Act, 1961, gains, if any, arising from sales of the land would be taxable.
STCG - Short Term Capital Gains - Property held for less than 36 months
The STCG woule be tax rates as applicable to other normal income for the concerned Financial Year.
LTCG - Long Term Capital Gains - Property held for more than 36 months
The exemption under section 54/54F of the Act could be availed by individual only in respect of LGCG.
Incase of inheritance, the period of holding is counted from the date of purchase of the property by the previous owner (Father/Mother/Husband/etc).
LTCG = Net Sales Proceeds - Indexed Cost of Acquisition
LTCG shall be taxed at the rate of 20.6% (including education cess).
Cost of Acquisition = Purchase Cost + Property improvement Costs(Alterations) + Stamp Duty + Registraion Fees + Brokerage + Legal Expensess + etc.
On the other hand, payment of interest on the bank loan availed for purchase of property being an ongoing recurring expensess. it will not be considered as part of purchase cost.
Claiming Exemption:
Provisions under the Income Tax Act 1961 for claming exemption from tax in respect of LTCGs from Sale of land is seprate from the sale of residential property house. (i.e.,) Calcuation Methodology
Though in both the cases exemption from tax in respect of LTCG can be claimed by investing the proceeds or capital gains, as the case may be, in a new residential house.
LTCGs from Sale of Land:
Where the cost of new house exceeds the net sale proceeds, entire LTCG should be exempt from tax.
However, where the cost of new house is lower than the net sale proceeds, LTCG is exempt from tax in proportion of cost of new house to the net sale proceeds.
However, the exemption under Section 54F of the Act Could be availed subject to fulfilment of prescribed conditions.
(i) You should not own more than one house (other than new house), on date of sale.
(ii) Further you should not purchase or constuct any residential house (other than the new house) within a period 1 Year to 3 Years, respectively after the date of sale.
(iii) Alternatively, you may consider claiming exemption from tax under Section 54EC of the Act by investing the sale proceeds in specified bonds issued by National Highways Authorities of India or Rural Electricification Corporation Ltd within Six months from the Sale date upto cap of Rs.50Lakh duing any Financial Year.
LTCGs from Sale of Residential Property:
Under Section 54 of the Act, you could Claim LTCGs arising from transfer of residential flat as exempt from tax by investing in new residential house.
The exemption is caped to lower of the amount invested in the new house or Capital gains arising from the transfer fo the old house.
Alternatively you could invest the sale proceeds during the Financial Year in specified Bonds and claimed deduction under Section 54EC of the Act.
STCG - Short Term Capital Gains - Property held for less than 36 months
The STCG woule be tax rates as applicable to other normal income for the concerned Financial Year.
LTCG - Long Term Capital Gains - Property held for more than 36 months
The exemption under section 54/54F of the Act could be availed by individual only in respect of LGCG.
Incase of inheritance, the period of holding is counted from the date of purchase of the property by the previous owner (Father/Mother/Husband/etc).
LTCG = Net Sales Proceeds - Indexed Cost of Acquisition
LTCG shall be taxed at the rate of 20.6% (including education cess).
Cost of Acquisition = Purchase Cost + Property improvement Costs(Alterations) + Stamp Duty + Registraion Fees + Brokerage + Legal Expensess + etc.
On the other hand, payment of interest on the bank loan availed for purchase of property being an ongoing recurring expensess. it will not be considered as part of purchase cost.
Claiming Exemption:
Provisions under the Income Tax Act 1961 for claming exemption from tax in respect of LTCGs from Sale of land is seprate from the sale of residential property house. (i.e.,) Calcuation Methodology
Though in both the cases exemption from tax in respect of LTCG can be claimed by investing the proceeds or capital gains, as the case may be, in a new residential house.
LTCGs from Sale of Land:
Where the cost of new house exceeds the net sale proceeds, entire LTCG should be exempt from tax.
However, where the cost of new house is lower than the net sale proceeds, LTCG is exempt from tax in proportion of cost of new house to the net sale proceeds.
However, the exemption under Section 54F of the Act Could be availed subject to fulfilment of prescribed conditions.
(i) You should not own more than one house (other than new house), on date of sale.
(ii) Further you should not purchase or constuct any residential house (other than the new house) within a period 1 Year to 3 Years, respectively after the date of sale.
(iii) Alternatively, you may consider claiming exemption from tax under Section 54EC of the Act by investing the sale proceeds in specified bonds issued by National Highways Authorities of India or Rural Electricification Corporation Ltd within Six months from the Sale date upto cap of Rs.50Lakh duing any Financial Year.
LTCGs from Sale of Residential Property:
Under Section 54 of the Act, you could Claim LTCGs arising from transfer of residential flat as exempt from tax by investing in new residential house.
The exemption is caped to lower of the amount invested in the new house or Capital gains arising from the transfer fo the old house.
Alternatively you could invest the sale proceeds during the Financial Year in specified Bonds and claimed deduction under Section 54EC of the Act.
Wednesday, November 30, 2011
Marriage Arrangements @ Devakkottai
Computer & OffsetPrinters:
Sri Gopalakrishna, Dasaratha Vijayam Shopping Complex, #34, Thiyagigal Road, Devakottai 630302. Phone: 04561-272713
Wedding Cards & Covers:
Olympic Cards Ltd, Chennai 600001. www.oclwed.com
Gift Plastic Articles:
Indian Store, #21, Kasi Chetty Street, Chennai 600001. Phone: 044-23450617 / 8 / 9
Indian Store, Unity Complex, #39, Narayana Mudali Street, Chennai 600001.
Silk Sarees:
Kancheepuram Murugan Silk Weavers Co-operative Production & Sales Society, 350, Pantheon Salai, Egmore, Chennai 600008. Tel: 044-27222101 / 044-27225711
Kancheepuram Kamakshiamman Silk Handloom Weavers Co-Operative Production & Sales Society Ltd, 350, Pantheon Salai, Egmore, Chennai 600008. Tel: 044-28192851
The Kancheepuram Thiruvalluvar Silk Co-op Society Ltd, 350, Pantheon Salai, Egmore, Chennai 600008. Tel: 044-28194115 / 044-28190144
Sarees & Chudidhar:
Shree Krishna Collections, #39, Godown Street, Chennai 600001
Fashion World, #37, Godown Street, Chennai 600001
Jai Fashions, New 99/Old #37, Godown Street, Chennai 600001
Blouse Matterials:
RmKv Fabrics Pvt Ltd
Inner Garments:
Rajputna Trading & Co, 36, Godown Street, Chennai 600001. Phone: 044-25390569
Photo & Video Grapher:
Sarathi Studio (Official Photgrapher for SSA College), #524, Thiruppathur Road, Opp: Bharath Petrol Bunk, Devakottai 630302. Mobile: +91-9489417995 / +91-9486751980 / +91-9865766138 / +91-9842538311
Car & Auto Rental:
MaruthaKasi, Devakottai 630302. Phone:04561-273284
Drinking Water Can Supplies: VR Suyamprakasam, Kannathal Travels, Devakottai 630302. Mobile: +91-9488006297
Flowers: P Ramalingam, Kallukatti North, Karaikudi 630001. Mobile: +91-9443330799 / +91-9443730794
Biscuits:
Sollisvarar & Co, Karaikudi 630001
Tent Decorator:
Guru Panchanatham, Devakottai 630302
Rice Mill:
Seetha Rice / PL Murugasen & Co, #10, Arunachala Poigai East, Devakottai 630302. Phone: 04561-272388 / 272670
Nuts:Mani Traders, #380, Rangai Gowder Street, Coimbatore 64100. Phone: +91-9843012474 / 2391391 / 2398751
Spices & Masala
Shree Singhi Spices, #15, Strotten Muthiah Street, Sowcarpet, Chennai 600079. Phone: 044-25369851 / 044-25387192
Carry Bag:
Sriram Bags Company, No 9, 3rd Street, Lazar Nagar, Avadi, Chennai 600071. www.srirambags.com
Ice Cream:
Marriage Registration Document Writter:
RM. Kathiresan, No: 1, Subramaniyapuram New Street, Devakottai 630302. Phone: 04561-272690 / +919842449149
Sri Gopalakrishna, Dasaratha Vijayam Shopping Complex, #34, Thiyagigal Road, Devakottai 630302. Phone: 04561-272713
Wedding Cards & Covers:
Olympic Cards Ltd, Chennai 600001. www.oclwed.com
Gift Plastic Articles:
Indian Store, #21, Kasi Chetty Street, Chennai 600001. Phone: 044-23450617 / 8 / 9
Indian Store, Unity Complex, #39, Narayana Mudali Street, Chennai 600001.
Silk Sarees:
Kancheepuram Murugan Silk Weavers Co-operative Production & Sales Society, 350, Pantheon Salai, Egmore, Chennai 600008. Tel: 044-27222101 / 044-27225711
Kancheepuram Kamakshiamman Silk Handloom Weavers Co-Operative Production & Sales Society Ltd, 350, Pantheon Salai, Egmore, Chennai 600008. Tel: 044-28192851
The Kancheepuram Thiruvalluvar Silk Co-op Society Ltd, 350, Pantheon Salai, Egmore, Chennai 600008. Tel: 044-28194115 / 044-28190144
Sarees & Chudidhar:
Shree Krishna Collections, #39, Godown Street, Chennai 600001
Fashion World, #37, Godown Street, Chennai 600001
Jai Fashions, New 99/Old #37, Godown Street, Chennai 600001
Blouse Matterials:
RmKv Fabrics Pvt Ltd
Inner Garments:
Rajputna Trading & Co, 36, Godown Street, Chennai 600001. Phone: 044-25390569
Photo & Video Grapher:
Sarathi Studio (Official Photgrapher for SSA College), #524, Thiruppathur Road, Opp: Bharath Petrol Bunk, Devakottai 630302. Mobile: +91-9489417995 / +91-9486751980 / +91-9865766138 / +91-9842538311
Car & Auto Rental:
MaruthaKasi, Devakottai 630302. Phone:04561-273284
Drinking Water Can Supplies: VR Suyamprakasam, Kannathal Travels, Devakottai 630302. Mobile: +91-9488006297
Flowers: P Ramalingam, Kallukatti North, Karaikudi 630001. Mobile: +91-9443330799 / +91-9443730794
Biscuits:
Sollisvarar & Co, Karaikudi 630001
Tent Decorator:
Guru Panchanatham, Devakottai 630302
Rice Mill:
Seetha Rice / PL Murugasen & Co, #10, Arunachala Poigai East, Devakottai 630302. Phone: 04561-272388 / 272670
Nuts:Mani Traders, #380, Rangai Gowder Street, Coimbatore 64100. Phone: +91-9843012474 / 2391391 / 2398751
Spices & Masala
Shree Singhi Spices, #15, Strotten Muthiah Street, Sowcarpet, Chennai 600079. Phone: 044-25369851 / 044-25387192
Carry Bag:
Sriram Bags Company, No 9, 3rd Street, Lazar Nagar, Avadi, Chennai 600071. www.srirambags.com
Ice Cream:
Marriage Registration Document Writter:
RM. Kathiresan, No: 1, Subramaniyapuram New Street, Devakottai 630302. Phone: 04561-272690 / +919842449149
Saturday, September 17, 2011
Simple Investment Principle
- Take pure "Term Insurance Plan" to fulfill your insurance needs.
- Don’t mix your investment and Insurance portfolios. (i.e.) ULIP or Mutual Fund with Group Insurance
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